OUTSMART THE SYSTEMSTEADY beats luck.

Read. Scan. Plan.

This is the Companion Kit. Every chapter of the book has a page here with its worksheet or tool. Work through them in order, or jump to the chapter you are reading.

How this works. Read the chapter on paper. Scan the code when you reach it. Do the ten-minute exercise here, then print or download your work. Your numbers never leave your device.
The Companion Kit
Every worksheet and tool in one place
The Quiet Fear Test
How many months could you last?
Your Three-Sentence Story
And the GPS framework, introduced
Here and There
The two points your GPS needs
Ground Your Reality
The four numbers, interactive
The Leak Hunter
Find the spending you cannot feel
The Five-Why
Find the reason under the reason
The Destination Card
Numbers, dates, and your why
The One-Page Plan
Your whole financial plan, one page
The Compounding Calculator
Watch time do the heavy lifting
Pay Yourself First
Your percentage and your ratchet
The Setup Checklist
Ninety minutes, seven steps
Safety Net and Debt Order
Buffer targets and the payoff race
The Investing Roadmap
Eight vehicles, three layers
The Protection Stack
Five defenses, one checklist
The 30-Day Plan
One small thing a day, tracked
Volume 2
The waitlist and the reader community
About Charles
Channels, projects, and the live Q&A

The STEADY card

S. Start. With what you have.
T. Track. Know every dollar.
E. Earn. Raise your ceiling.
A. Automate. Remove willpower.
D. Defend. Protect what you build.
Y. Yield. To your future.

STEADY beats luck.