A Beginner’s System for Building Security in Small, Automatic Steps by Charles Wainer · a companion tool from the book
Chapter 9 · Companion tool
Pay Yourself First
Your percentage is not a goal. It is a fixed line, like your withholding. Find your starting number and your ratchet schedule. The system runs on percentages, not dollars.
Your quarterly ratchet
The raise rule
Keep the streak going
Finish the chapter in the book, then come back for the next tool. If something here did not land, bring it to Open Mic and I will walk through it live.