The Leak Hunter
Fifty common leaks. Check the ones you have, put a monthly number on each, and watch the total. Then stop three this week. Not a dozen. Three.
Leaks found: $0 a month.
Streaming video service you rarely open
Second or third streaming service
Streaming music duplicate plan
Cloud storage you forgot
Meal kit subscription
Supplement auto-ship
Shave or grooming club
Magazine or newspaper auto-renewal
Online course you never opened
Meditation or fitness app
Gym you have not visited since March
Second gym or class pack
Premium app upgrades
Game or in-app purchases
Paid newsletters you skim
Food delivery service fees
Delivery tips and markups
Daily coffee out beyond the two you love
Daily lunch out by default
Grocery daily runs instead of one weekly shop
Convenience store markups
Toll road by habit
Premium parking by default
Car wash subscription
Extra phone line or old plan
Unused phone insurance
Bank account monthly fee
Overdraft or late fees
Credit card annual fee you never use
Extended warranties
Storage unit holding things you forgot
Domain names and hosting you do not use
Software licenses on auto-renew
Identity or credit monitoring duplicates
Cable box you never watch
Premium channels
Duplicate insurance riders
Upgraded phone on the yearly cycle
New car itch while the paid-off one runs
Bottled water and drinks by the each
Vending and airport snacks
Lottery and scratch tickets
Impulse online orders under $25
Shipping fees from not planning ahead
Bottle service and rounds for the table
Group trips you did not want
Weddings and events by obligation
Gifts bought late at premium prices
Kids' apps and games auto-renewing
Anything labeled 'free trial' that quietly converted
Rule of thumb from the book: cut what will not be felt, keep what is loved. The trip to see your parents stays, every time.